Measuring Risks

Competency

Examine the application of statistical functions and derivatives as instruments for measuring risks.

Instructions

You will assume the role of a senior analyst hired by a fictitious company, Premium Acceptance, a midsized property insurance carrier. Premium Acceptance is performing well with respect to several key performance indicators, including policies in force, policy retention, and new business counts.

One of your objectives as the newly appointed senior risk analyst is to develop a framework for managing loss ratios which is one of the firm’s largest key performance indicators. A loss ratio is simply the difference between the ratio of claims paid by an insurance carrier and the ratio of premiums paid. The board of directors depends on the ability to forecast loss ratios, which in turn enables them to forecast profitability metrics to the shareholders. The organization will now consider implementing the use of statistics for measuring risks.

Your deliverable should be composed in a report. Be sure to address the following items:

  • Explain how statistics is used to formally define risk in the risk assessment process.
  • Discuss at least two statistical tools that can be employed to measure risk.
  • Convey which tool best serves the company’s purposes and explain why it is.
  • What are the ramifications of the organization electing not to use statistics in this process?
  • Include:

1.An accurate overview that includes specific examples of how statistics support the risk assessment process is given.

2.At least two valid statistical tools that can be employed to measure risk are discussed with details on specific applications.

3.Correctly identifies which tool best serves the company’s purpose AND gives an explanation of why it is the best tool that includes specific examples of an application of the tool.

4.At least two valid ramifications of choosing to not use statistics in the risk assessment process are thoroughly explained.

2 pages minium

2 pages references 

p2

Lashariah Graham   

1 posts  Re:Topic 2 DQ 1   

The Patient Protection and Affordable Care Act clearly represents a movement toward much needed, comprehensive and meaning reform for our nation’s health care system. The Nursing Workforce Development programs will recruit new nurses, promote career advancement and improve patient care.

 These programs are also used to direct nurses in areas of greatest needs.  Public Health Workforce Loan Repayment Program assures an adequate supply of public health professionals to eliminate workforce shortages in public health agencies. In this program, HHS would repay up to 1/3 of loans incurred by a public health or health profession student in exchange for that student’s agreement to accept employment with a public health agency for 3 years.

 This is a great program. It could possibly help decrease the shortage of nurses. This will definitely get the attention of a lot of new nurses. I think it’s a great idea to offer the nurses something valuable in exchange for their agreement to work for the company. This can bring aboard a lot of nurses. The more nurses a facility has, patient outcomes will improve. It will also decrease the workload on nurses. When the workload is decreased, nursing turnover rates will also decrease. Nurses will have more time to spend with their patients and educate them on their disease process or prevention tips. Patients will have an opportunity to ask questions without feeling like they are holding up the nurse. The patients will also be more ready to learn.  

Nurse-Managed Health Centers authorizes grants that provide comprehensive primary care or wellness service without regard to income or insurance status for patients. These centers must provide care to underserved or vulnerable populations and be associated with an academic department of nursing, qualified health center or independent nonprofit health or social service agency.  These centers can help change lives.

 People that cant afford health care can be seen. Children living in poverty can be seen and vaccinated to prevent certain diseases. They wouldn’t have to worry about avoiding going to see a doctor because of their insurance or no insurance at all. This can have a big impact on nursing. Nurses can educate these populations on disease prevention and management. 

   American Nurses Association. “Key Provisions Related to Nursing”. Retrieved from http://www.rnaction.org/site/Docserver/KeyProvisions_Nursing-PublicLaw.pdf?doclD=1241&verID=1.

Discussion-Dia

Please answer this discussion post with a minimum of two hundreds words, apart style and no plagiarism. 

______________________________________________________

Vaccine Controversies

There is no doubt that the topic of vaccine has received numerous fears because of its below 100% effectiveness, among other reasons. On the other hand, the campaign for vaccine has been strongly recommended because of the lives saved through it and the diseases it has prevented such as polio and small pox. In this discussion, I will attempt to look at the two perspectives with a view of shading light to what is the most important, severe and useful to mankind regarding vaccine controversies in the world today.

Since vaccine was introduced, there have been rivalry by religion on unfounded facts. Owing in mind many unvaccinated children have passed away, religions remain firm with their Simon says hence nations give in to their negative ideas. On the question of safety versus sanity, the cell has some viral vaccines which has to be gotten from humans. Rubella vaccine is derived from tissues taken therapeutic abortions performed in 1960s.

In Kerala a magazine had an article of certain minor post-vaccine adverse events causing death. A boycott of vaccine was called and vaccines called “agents of death”. The respond to that was predictable as there was a heated debate on television channels. Later the article was removed since there was opposition lead by Indian Medical Association but by then many had already accepted the vaccines should be eradicated. Before this, in Malappuram district of India, religion groups said that vaccines was targeted to demolish a certain religion. As a result 100% of children in that district have been vaccinated but only 74% are fully protected. A campaign is needed being led by IMA (Indian Medical Association) to stop the spread of myths against vaccines (Vasudevan, 2016). 

In conclusion, vaccines save lives but the need to draw a line between what is right or acceptable and what are wrong calls for a lot of compromise from all parties. The examples above show that more research also need to be undertaken to find better ways to cope with allergies from vaccines so as to improve on survival rate after vaccination. 

References

Vasudevan, S. (2016). Vaccine Controversies. Vaccine Controversies, Vol IX. http://keralamedicaljournal.com/2016/12/30/vaccine-controversies

Physics: Application of Newton’s Laws

The following questions ask you to solve problems involving Newton’s laws and forces

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Work out each problem and post an image of your work for each question along with a brief description of how you solved the problem.

 

Your scanned work should include a free body diagram showing all forces acting on the object(s), as well as a step-by-step solution to the problem.

 

Question 1

A 2 kg book resting on a flat table requires an applied force of 4 N to make it move. Draw a free body diagram illustrating this situation and find the coefficient of static friction between the book and the table.

 

Question 2

A 30 kg crate is pulled across a flat floor with 80 N of force. The coefficient of kinetic friction between the crate and the floor is 0.15. Draw a free body diagram illustrating this situation and find the acceleration of the crate.

 

Question 3

An applied force of 100 N causes a 20 kg crate to accelerate across a level floor at 2 m/s2. Draw a free body diagram illustrating this situation and find the coefficient of kinetic friction between the crate and the floor.

 

Question 4

60 N of force is applied to a 10 kg crate initially at rest on a level floor. The coefficient of friction between the crate and the floor is 0.4. Draw a free body diagram illustrating this situation and find the distance traveled and the velocity of the crate after 3 seconds.

 

 

Question 5

Sue and Bill are standing on a frictionless surface of ice. Sue, whose mass is 60 kg, pushes Bill, mass 100 kg, with 300 N of force. Draw a free body diagram illustrating this situation and find the acceleration of both Sue and Bill.

Design Project Assignment

Description:

The hottest band in the town of Sparkyville is “Maroon (and Gold) 4”.  They are known for their musical experimentation and unique instruments.  They plan to go on tour and would like to minimize the space required for their musical instruments.  Your company has been hired by Maroon (and Gold) 4 to design the instruments for their new tour. Your team must design 3 instruments (one for each part in the song) capable of playing at least one of their hit songs, “Ode to Joy”. Please note that a complete “design” is one that consists of the entire set of all 3 instruments. Each of the three types of instruments (wind, percussion, and string) must be represented in your design and they must be designed in such a way that they will all (i.e., your design) fit into ONE 2 ft x 2 ft x 2 ft stage box. Your design should cost as little as possible and be aesthetically pleasing and creativity is encouraged.  You will be required to demonstrate your design by playing one of their hit songs and combining (and possibly editing) audio files to create a cover track of the song so that they will know how it will sound before going on tour.  You will also be required to document and demonstrate each individual instrument as a part of the project.

Project Specifications:

 There should be one instrument per part in the musical scores.  One instrument in the design needs to be a wind instrument, at least one needs to be a percussion instrument (bar based percussion instrument), and at least one needs to be a string instrument. Physical principles and mathematical calculations (will be introduced in the Acoustics unit) should be used to guide your design decisions. Please note that drums are membrane based percussion instruments, which are beyond the scope of this course, thus, the physics behind drums will NOT be introduced. You must build your own instrument.  Using websites that contain instructions on how to build a specific instrument may be used to get ideas for your design; however, such sources MUST be cited and may lower the “creativity” of your design.  You must make sure that your designs do indeed meet the requirements of this particular project.

 You are required to create a track (song with all instruments playing their different parts) of the song mentioned in the Description.  Sheet music, a listing of the notes, and the individual parts will be provided for your reference. You may use the free program, Audacity (http://audacity.sourceforge.net/), to record, edit, process, export, play, and combine audio files.   

Resource Limitations:

your design should have 3 instruments, and you must be able to prove that your design (with all 4 instruments) will fit within the 2 ft x 2ft x 2ft stage box.  This will most likely be done with a sketch and packing instructions.  You cannot use any more than 10 ft of pipe (of any diameter or material) and 6 ft of strings (of any gauge or material) in the set of instruments. Even if the material is not being used for sound creation, it still must be considered in these constraints (for instance, if you are using PVC pipe for the structure of your string instrument, you must include that length in the pipe constraint). 

Your design should have 3 instruments and one of the 3 instruments will have to play two parts and this instrument will have to be duplicated such that all above mentioned limitations are applied to a total of 3 instruments (you are not required to build the duplicated instrument, just count it twice). Thus, you must prove that all these 3 instruments will fit within the 2ft x 2ft x 2ft box. This will most likely be done with a sketch and packing instructions. You cannot use any more than 10 ft of pipe (of any diameter or material) and 6 ft of strings (of any gauge or material) in the set of these 4 instruments.

Budget & Supplies:

You are required to track all expenses related to the construction of your instrument for inclusion in a budget.  Each instrument cannot have spending more than $15 and every material used (even if pulled from the trash) must have a value associated with it and be included in the budget.  Discuss value of recycled items with instructor before using them in your design.  Only materials used in the design need to be included in budget (for instance, if you buy 20 nails and only use 5 in your design take the total cost divided by 5 for the amount that will be in your budget).  Adhesives and tapes do not need to be included in budget unless the cost of the tapes/adhesives is the pre dominate expense of the design (if your entire instrument is made of duct tape, than you should take that into account).   There is a flat $1 painting fee, regardless of the amount of paint used.

 

Project Deliverable: Problem Definition 

It is very important that you understand the design problem you are solving, the requirements/constraints and your objectives. Defining the problem is often the most important step in a design process. For this project deliverable, you will identify all the requirements/constraints of this design project; identify your objectives; write up a problem definition statement; and create a prioritized list of criteria for success.  

Project Requirements and Problem Definition   

Carefully read the project document. Pay attention to the requirements of this project. List all the design requirements and constraints in bullet points. Identify the goals/objectives of this design project; and compare and combine your lists of requirements. When you consider and discuss the constraints, also think about the construction tools (e.g., hand saw, drills, etc.) and construction materials that are available to you. Then discuss and write down a problem definition statement of this design project. The problem definition statement should clearly identify the underlying problem that needs to be solved and summarize the important constraints. Be as specific as possible but try to avoid statements that lead to a particular solution. Create a list of all the project requirements.  Be specific and quantitative. Discuss and list criteria for a good design and prioritize the criteria.  You should also generate three different instrument ideas for “high”, “medium”, and “low” range (so 9 instrument ideas total).  Each of these designs should be viable, unique solutions to the problem (solve the problem, meet all of the design requirements, etc.).  For each conceptual design you should describe the form, function (a description of how it works), and finish (what materials…as best as possible at this point).  

Deliverables: 

Follow the format described below.   

• Your deliverable should be typed (single spaced) in paragraph form, with appropriately formatted section headings (use bold and/or underline, and/or larger font size). You should use consistent spacing, formatting, font, and style, as well as correct grammar and spelling. 

• A title ‘Problem Definition’ should be included at the top. 

Make sure to include the following in your document: 

• All requirements and constraints in bullet points

• Problem definition statement 

• Prioritized criteria with assigned weights

 • Description of your 9 instrument ideas

o  3 for “high” range

 o  3 for “medium” range

o  3 for “low” range

 

Project Deliverable: Project Schedule  

Completing a design project takes planning. As a part of the project you will be completing, you will need to create a plan to meet all of the project deliverables. During the project, many considerations will be taken into account, including budget concerns, size constraints, and building materials (among others). For this project deliverable, your must create a project schedule (Gantt Chart).   

Identifying Tasks:  

Identify all the tasks you will have for the project. Please be as specific as possible. You will need to consider the dependence of a task on another and consider tasks that may run simultaneously. Estimate time it may take your to complete each task. Make sure that all deadlines are met.

Creating a Gantt Chart:

You may create a Gantt chart in Excel, MS Project (this creates nice looking Gantt Charts). In a Gantt chart, tasks are listed in the left column (one task per row), and dates run along the top in increments of days, weeks, or months depending on the total length of the project. The expected duration of each task is represented by a horizontal colored bar, with the left end at the expected start date for that task, and the right end at the expected completion date. Some tasks may run simultaneously (in parallel), some may overlap in time, and some may occur sequentially (one task ends, then another starts).  If a task is dependent on another task, the two tasks are connected with an arrow to indicate that one cannot start until the other ends. For example, if Task A is to purchase materials, and Task C is to construct a component, Task C is dependent on Task A because you cannot construct a component until after you have purchased the necessary materials. 

It is often a good idea to include milestones or other events on your Gantt chart that indicate your progress but are not tasks. For example, you may want to include when the final prototype will be complete, when certain project deliverables are due, etc. These ‘milestone’ events are entered as a symbol (often a triangle or diamond) on a single date on the Gantt chart. 

Using your Gantt Chart:

 

You should check your Gantt chart regularly to identify what tasks need to be completed, and to ensure that you stays on track to successfully complete the project on time.  As you proceed through the design process, you may identify more specific tasks that should be added to your project schedule. The project schedule can be continually updated—when you identify additional tasks that need to be completed, you should add them.  The more detailed you can be early on in making your schedule, the easier it will be to complete the project on time (for instance, “Build prototype” is not as useful of a task as  “Build base,” “Cut holes,” etc.).  A revised project schedule will be due before you begin construction of your prototype (as a part of your proposal document), so the more detail you are able to add now, the less you will have to change later.     

Ventricular Septal Defect

 

You can easily create a concept map using the insert tab in Microsoft Word. Click on Shapes, and drag the shape you choose to your paper. Then right click to add text to your shape. You can go to the format tab by right clicking on your shape to add color, depth, and other special effects. Be sure to cite your concept map in APA format.

Be sure to cover these topics:

  1. Pathophysiology
  2. Assessment findings
  3. Diagnostic tests – labs, x-rays etc.
  4. Focused assessment
  5. Medications, surgical procedures and other treatments
  6. Preventative measures, risk factors, or at risk groups
  7. What client teaching might a practical nurse reinforce under the guidance of the RN?
  8. Prognosis and long term outlook for the patient
  9. Support groups
  10. Resources (cited in APA format)

     

Selects a relevant congenital disorder, and   discusses major symptoms of the disorder and assessment findings

1

 

Discusses the pathophysiology of the   disorder

1

 

Correctly identifies diagnostic tests (labs,   x-rays etc.).

1

 

Correctly identifies current treatments such   as medications, surgical procedures and complementary and alternative   treatment options

1

 

Discusses preventative measures, risk   factors, or at risk groups

1

 

Outlines important patient and family   teaching topics

1

 

Discusses the prognosis and long term   outlook for the patient

1

 

Identifies support groups and family   resources

1

 

Lists relevant Nursing diagnoses for the   disorder (minimum 3)

1

 

The concept map is free from spelling and   grammatical errors, is cited correctly in APA format, and uses a minimum of 3   credible resources.

1

 

   

qq

You have just started a bungy Jump business called Go Jump. A jump platform has been built that is 50 m above a river bend where the depth of the river is 4 m. The grand opening will be in two weeks’ time. As part of the grand opening, you are also demonstrating, for the first time, a new type of bungy cord made from an innovative ultra light material. The grand opening will be attended by the Victorian Minister for Tourism and Major Events to promote exciting tourism businesses and innovations in technology. The media will be a plenty.

As a precaution, you have decided that you will be first jumper to test the platform. You want to ensure that maximum wow factor is achieved by setting the jump such that you touch the water. Unfortunately, the new cord has not yet been tested and has no specs. How should you set up your jump to ensure that everything goes smoothly with no accidents or incidents with the first jump during the grand opening?

 

Learning Objectives:

After completion of this problem, students should be able to:

  1. Understand the concept of oscillatory motion.
  2. Understand elastic forces and elastic potential energy.
  3. Analyse a spring-mass system moving in vertical motion.

 

Learning Resources:

  • Lecture notes on Momentum
  • Chapters 15 of e-text book: “Fundamentals of Physics” 10th Edition, Halliday & Resnick.
  • Videos on VU Collaborate

 https://www.youtube.com/watch?v=DVtyRt0CSSw

Students must work in teams of 2 – 4 students

(This is to reinforce collaborative and peer learning, individual submissions will not be accepted)

 

Solutions Submission

Your submission needs to:

  • reference the source of any information that you use in your solution.
  • justify solutions with appropriate comments.
  • describe the physics involved to demonstrate that you understood the physics and achieved the learning objectives. No evidence of understanding of physics will not receive any marks.
  • Be typed or written in clearly and neatly.

On your submission,

  • clearly state the full names and IDs of the team members.
  • Indicate which tutorial group you belong to. 
  • include the Problem Identification worksheet.

This problem is worth 2 marks.

 
IMPORANT NOTICE

Additional spplementary information about this problem is required to solve this problem. This supplementary information will be only be released to groups who have completed the first 2 steps in the Defining Learning Issues worksheet. If you did not receive the supplementary materials in the first class, email your team’s Defining Learning Issues worksheet with steps 1 and 2 completed to the lecturer to receive the supplementary material.

Discussion 1: Cultural Influences of Social Policy

 

Cultures, regardless of where they are or how long ago they existed, share a few common characteristics. Among these characteristics is a structure to care for their children and to socialize them in the culture. Children are taught, both directly and indirectly, the values of the culture, their role in the culture, and the expectations the culture has for them. Children absorb the rules, dynamics, and values, which they will later pass these on to subsequent generations.

As a social worker, you will deal with families from different cultural backgrounds. Understanding the cultural background of the families you work with will help you to effectively intervene and advocate for policies that support their needs. How prepared are you to identify and advocate for social policies that are just and support families from all cultures?

For this Discussion, review this week’s resources, including the Hernandez Family video case. Consider how cultural considerations might affect child welfare policy. Then, think about what your responsibilities, as a social worker, might be in supporting the Hernandez family in addressing their child welfare needs through the accessibility of services.

 Hernandez Family Episode 3 Program Transcript 

JUAN HERNANDEZ: Do you have any idea how hard it is for us to get to these classes? ELENA HERNANDEZ: And there’s only one class a week. We don’t have a choice when to come. FEMALE SPEAKER: That is why we offer the parenting class at night, to make it easier for working families to attend. ELENA HERNANDEZ: That’s fine for some people, but that’s when Juan gets his overtime. He can’t do both. Every time we come here it costs us. We lose money. And the way things are, we can’t afford to lose a dime. FEMALE SPEAKER: I understand that missing overtime is having a big impact on you financially. And I understand what you’re saying about the class only being offered one night a week. If we could offer it several times a week, that would probably be more helpful. But in the meantime– JUAN HERNANDEZ: Look, let’s stop dancing around what’s really wrong here. We appreciate what you’re doing. You want to help parents do a better job with their kids. But we’re good parents. We love our kids. Yes, they get punished when they need to be punished, just Elena and I when we were growing up. But we don’t hit our boys. We don’t hurt them. If anything, you hurt them by making us come here when I could be out there making extra money, money that the family needs. Do you hear me? This class this, whole policy is the real problem. That’s what needs to change, not us.  

By Day 3

Post an explanation of how cultural considerations might affect child welfare policy. Then, explain what your responsibilities, as a social worker, might be in supporting the Hernandez family in addressing their child welfare needs through the accessibility of services.

Diagnosis, Symptom and Illness Management Presentations

 

Diagnosis, Symptom and Illness Management Presentations 

Pick a Topic from the list of Diseases discussed weeks 11-15. You are to do a power point presentation using the following headings below. Present a typical patient with this disease process and how they would present to the office and how you would work up, diagnose and treat. Pictures are encouraged. You will be graded on professionalism and content. Slides need to have Voice Over (Your voice giving the presentation on each slide) Max 20 slides and Max 10 Minutes. Upload to Moodle.

This may be done in groups of 2 students or individually, both students must have their own voice included in the presentation. The voice of students should be 50/50 divided among the slides. Each student must submit final presentation individually and if done in group, the second person submitting please disregard the Turn it in score as it will say 100% and just add note with submission though Moodle of your partners name. (Group members must have same professor)

Late Assignment Policy

Assignments turned in late will have 1 point taken off for every day assignment is late, after 7 days assignment will get grade of 0. No exceptions

Link on how to do Powerpoint with voice over 

https://support.office.com/en-us/article/record-a-slide-show-with-narration-and-slide-timings-0b9502c6-5f6c-40ae-b1e7-e47d8741161c#OfficeVersion=2016-2013

Presentations must include a Slides with the following information.

·       TITLE (slide 1)

·       DESCRIPTION  (Patient information)  (slide 2 etc.. and so on)

·       EPIDEMIOLOGY

·       ETIOLOGY

·       RISK FACTORS

·       ASSOCIATED CONDITIONS

·       HISTORY

·       PHYSICAL EXAM

·       DIFFERENTIAL DIAGNOSIS

·       TESTS

·       TREATMENT

·       PROGNOSIS

·       REFERENCES

COMMENT CARLOS

I NEED A POSITIVE COMMENT BASED IN THIS ARGUMENT..BETWEEN 100-120 WORDS

Evidence-based practice is researched based changes to our health care.  It is implemented for the good of the patient, as well as the staff.  It has a solid, scientific background for it, making it a logical next step in the care of the patient.  But how do we implement it?  That is usually the issue with new practices.  It is at the individual, local level, that it needs to be implemented at.  What happens in a lab, or research facility, is not always how each individual place is. “As noted by others, the same TRIP intervention may meet with varying degrees of effectiveness when applied in different contexts” (Titler, 2008).  While the research may be sound, and the results conclusive, it may not always apply at every location.  As Kourntey Chaires noted, “What may work at one clinic within the Ben Archer system, may not work at another”.  She goes further in saying that every clinic sees a different patient load, and has different specialties, so not every new practice will work for them all (Chaires, 2017).  TRIP stands for “translating research into practice” (Titler, 2008).  Knowing the staff at the local level, and indirectly the patients and how they are cared for, help to determine how an EBP would be received and learned. “Members of a social system (e.g., nurses, physicians, clerical staff) influence how quickly and widely EBPs are adopted” (Titler, 2008).  One example Titler (2008) mentions is a study conducted in a nursing home.  They were introducing a prompted voiding intervention for those with incontinence.  It was working great, until the investigators turned over the task to the nursing staff.  It was no longer feasible and required more staffing that the average nursing home has. “The availability of strong leadership and financial resources were key components to initial implementation success” (Bonham, et al., 2014). Knowing the local level helps to understand what can help, how it can help, and how it can be implemented.  While EBP is in itself a method for improving care for our patients, it needs to be able to adapted to the location it is going to be used at.

References:

Bonham, C. A., Sommerfeld, D., Willging, C., & Aarons, G. A. (2014). Organizational Factors Influencing Implementation of Evidence-Based Practices for Integrated Treatment in Behavioral Health Agencies. Psychiatry Journal, 2014, 1-9. doi:10.1155/2014/802983

Titler, M. G. (2008). The Evidence for Evidence-Based Practice Implementation. Retrieved from https://www.ncbi.nlm.nih.gov/books/NBK2659/